USDA LOAN BENEFITS IN WISCONSIN
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.
WISCONSIN USDA ELIGIBILITY
With the target community size around 35,000 residents, much of Wisconsin including many of its smaller communities are USDA eligible. That means everything in the northern half of the state north of Wausau. If you are looking near one of Wisconsin’s metro areas, look just a few miles in the outskirts and you will likely find eligible areas. To learn more contact our USDA Loan experts today.
USDA Loans have income limits based off your county of residence and the number of people who reside in your household. Below is a list of each counties USDA income limits.
| County Name | Family Size 1-4 | Family Size 5-8 |
|---|---|---|
| Adams | $78,200 | $103,200 |
| Ashland | $78,200 | $103,200 |
| Barron | $78,200 | $103,200 |
| Bayfield | $78,200 | $103,200 |
| Brown | $80,350 | $106,050 |
| Buffalo | $78,200 | $103,200 |
| Burnett | $78,200 | $103,200 |
| Calumet | $86,700 | $114,450 |
| Chippewa | $79,150 | $104,500 |
| Clark | $78,200 | $103,200 |
| Columbia | $85,100 | $112,350 |
| Crawford | $78,200 | $103,200 |
| Dane | $97,750 | $129,050 |
| Dodge | $79,150 | $104,500 |
| Door | $78,200 | $103,200 |
| Douglas | $78,200 | $110,600 |
| Dunn | $75,650 | $103,200 |
| Eau Claire | $79,150 | $104,500 |
| Florence | $78,200 | $103,200 |
| Fond du Lac | $78,200 | $103,200 |
| Forest | $78,200 | $103,200 |
| Grant | $78,200 | $103,200 |
| Green | $80,700 | $106,700 |
| Green Lake | $78,200 | $103,200 |
| Iowa | $84,750 | $111,850 |
| Iron | $78,200 | $103,200 |
| Jackson | $78,200 | $103,200 |
| Jefferson | $83,600 | $110,350 |
| Juneau | $78,200 | $103,200 |
| Kenosha | $82,950 | $109,500 |
| Kewaunee | $80,350 | $106,050 |
| La Crosse | $82,800 | $109,300 |
| Lafayette | $78,200 | $103,200 |
| Langlade | $78,200 | $103,200 |
| Lincoln | $78,200 | $103,200 |
| Manitowoc | $78,200 | $103,200 |
| Marathon | $80,350 | $106,050 |
| Marinette | $78,200 | $103,200 |
| Marquette | $78,200 | $103,200 |
| Menominee | $78,200 | $103,200 |
| Milwaukee | $84,300 | $111,300 |
| Monroe | $78,200 | $103,200 |
| Oconto | $78,200 | $103,200 |
| Oneida | $78,200 | $103,200 |
| Outagamie | $86,700 | $114,450 |
| Ozaukee | $84,300 | $111,300 |
| Pepin | $78,200 | $103,200 |
| Pierce | $97,750 | $129,050 |
| Polk | $78,200 | $103,200 |
| Portage | $81,650 | $107,800 |
| Price | $78,200 | $103,200 |
| Racine | $80,150 | $105,800 |
| Richland | $78,200 | $103,200 |
| Rock | $78,200 | $103,200 |
| Rusk | $78,200 | $103,200 |
| Sauk | $79,150 | $104,500 |
| Sawyer | $78,200 | $104,500 |
| Shawano | $78,200 | $104,500 |
| Sheboygan | $81,200 | $107,200 |
| St Croix | $97,750 | $129,050 |
| Taylor | $78,200 | $103,200 |
| Trempealeau | $78,200 | $103,200 |
| Vernon | $78,200 | $103,200 |
| Vilas | $78,200 | $103,200 |
| Walworth | $84,100 | $111,000 |
| Washburn | $78,200 | $103,200 |
| Washington | $84,300 | $111,300 |
| Waukesha | $84,300 | $111,300 |
| Waupaca | $78,200 | $103,200 |
| Waushara | $78,200 | $103,200 |
| Winnebago | $80,650 | $106,450 |
| Wood | $78,200 | $103,200 |
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