USDA LOAN BENEFITS IN SOUTH DAKOTA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.
SOUTH DAKOTA USDA ELIGIBILITY
Virtually the entire Mount Rushmore state is eligible for USDA financing. USDA guidelines state that a city or town with less than 35,000 people should qualify for a USDA Loan. In order to qualify for a USDA Loan your household income will need to fall within the specified county limits. The income limits can be found below. To begin the qualification process for a USDA Loan contact one of our agents today.
Income Limits for USDA Loans in South Dakota
| County Name | Family Size 1-4 | Family Size 5-8 |
|---|---|---|
| Aurora | $78,200 | $103,200 |
| Beadle | $78,200 | $103,200 |
| Bennett | $78,200 | $103,200 |
| Bon Homme | $78,200 | $103,200 |
| Brookings | $78,200 | $102,150 |
| Brown | $79,550 | $105,000 |
| Brule | $78,200 | $103,200 |
| Buffalo | $78,200 | $103,200 |
| Butte | $78,200 | $103,200 |
| Campbell | $78,200 | $103,200 |
| Charles Mix | $78,200 | $103,200 |
| Clark | $79,350 | $104,750 |
| Clay | $79,950 | $105,550 |
| Codington | $78,200 | $103,200 |
| Corson | $78,200 | $103,200 |
| Custer | $78,200 | $103,200 |
| Davison | $78,200 | $103,200 |
| Day | $78,200 | $103,200 |
| Deuel | $78,200 | $103,200 |
| Dewey | $78,200 | $103,200 |
| Douglas | $78,200 | $103,200 |
| Edmunds | $82,250 | $108,550 |
| Fall River | $78,200 | $103,200 |
| Faulk | $78,200 | $103,200 |
| Grant | $78,200 | $103,200 |
| Gregory | $78,200 | $103,200 |
| Haakon | $78,200 | $104,750 |
| Hamlin | $78,200 | $103,200 |
| Hand | $78,200 | $103,200 |
| Hanson | $80,650 | $106,450 |
| Harding | $78,200 | $103,200 |
| Hughes | $97,750 | $129,050 |
| Hutchinson | $78,200 | $103,200 |
| Hyde | $81,450 | $107,500 |
| Jackson | $78,200 | $103,200 |
| Jerauld | $78,200 | $99,850 |
| Jones | $78,200 | $99,850 |
| Kingsbury | $78,200 | $99,850 |
| Lake | $83,600 | $110,350 |
| Lawrence | $79,350 | $104,750 |
| Lincoln | $88,350 | $109,550 |
| Lyman | $78,200 | $103,200 |
| Marshall | $80,650 | $106,450 |
| McCook | $88,350 | $116,600 |
| McPherson | $78,200 | $103,200 |
| Meade | $78,200 | $103,200 |
| Mellette | $78,200 | $103,200 |
| Miner | $78,200 | $103,200 |
| Minnehaha | $88,350 | $116,600 |
| Moody | $78,200 | $100,650 |
| Pennington | $78,200 | $103,200 |
| Perkins | $78,200 | $103,200 |
| Potter | $78,200 | $103,200 |
| Roberts | $78,200 | $103,200 |
| Sanborn | $78,200 | $103,200 |
| Shannon | $78,200 | $103,200 |
| Spink | $78,200 | $103,200 |
| Stanley | $78,200 | $103,200 |
| Sully | $87,550 | $115,550 |
| Todd | $78,200 | $103,200 |
| Tripp | $78,200 | $103,200 |
| Turner | $88,350 | $116,600 |
| Union | $78,200 | $103,200 |
| Walworth | $78,200 | $103,200 |
| Yankton | $81,800 | $108,000 |
| Ziebach | $78,200 | $103,200 |
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