USDA LOAN BENEFITS IN PENNSYLVANIA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.
PENNSYLVANIA USDA ELIGIBLE AREAS
There are many areas in Pennsylvania that are eligible for the USDA Loan. You should never assume an area will not qualify because the lines dividing the areas are not always as straightforward as city lines. A common misconception is that the home needs to be a farm or in a farm setting. Areas with a population of 35,000 people or less will qualify and many eligible areas may surprise you. To learn more call 855-900-USDA or Get Started here.
Income Limits for Pennsylvania
| County Name | Family Size 1-4 | Family Size 5-8 |
|---|---|---|
| Adams | $84,150 | $111,100 |
| Allegheny | $83,500 | $110,200 |
| Armstrong | $78,200 | $103,200 |
| Beaver | $83,500 | $110,200 |
| Bedford | $78,200 | $103,200 |
| Berks | $81,500 | $107,600 |
| Blair | $78,200 | $103,200 |
| Bradford | $78,200 | $103,200 |
| Bucks | $95,650 | $126,250 |
| Butler | $83,500 | $110,200 |
| Cambria | $78,200 | $103,200 |
| Cameron | $78,200 | $103,200 |
| Carbon | $84,400 | $111,400 |
| Centre | $86,250 | $113,850 |
| Chester | $95,650 | $126,250 |
| Clarion | $78,200 | $103,200 |
| Clearfield | $78,200 | $103,200 |
| Clinton | $78,200 | $103,200 |
| Columbia | $78,200 | $103,200 |
| Crawford | $78,200 | $103,200 |
| Cumberland | $85,900 | $113,400 |
| Dauphin | $85,900 | $113,400 |
| Delaware | $95,650 | $126,250 |
| Elk | $78,200 | $103,200 |
| Erie | $78,200 | $103,200 |
| Fayette | $83,500 | $110,200 |
| Forest | $78,200 | $103,200 |
| Franklin | $78,200 | $103,200 |
| Fulton | $78,200 | $103,200 |
| Greene | $78,200 | $103,200 |
| Huntingdon | $78,200 | $103,200 |
| Indiana | $78,200 | $103,200 |
| Jefferson | $78,200 | $103,200 |
| Juniata | $78,200 | $103,200 |
| Lackawanna | $78,200 | $103,200 |
| Lancaster | $81,800 | $103,200 |
| Lawrence | $78,200 | $103,200 |
| Lebanon | $78,200 | $103,200 |
| Lehigh | $84,400 | $111,400 |
| Luzerne | $78,200 | $103,200 |
| Lycoming | $78,200 | $103,200 |
| McKean | $78,200 | $103,200 |
| Mercer | $78,200 | $103,200 |
| Mifflin | $78,200 | $103,200 |
| Monroe | $79,200 | $104,550 |
| Montgomery | $95,650 | $126,250 |
| Montour | $78,200 | $103,200 |
| Northampton | $84,400 | $111,400 |
| Northumberland | $78,200 | $103,200 |
| Perry | $85,900 | $113,400 |
| Philadelphia | $95,650 | $126,250 |
| Pike | $81,450 | $107,500 |
| Potter | $78,200 | $103,200 |
| Schuylkill | $78,200 | $103,200 |
| Snyder | $78,200 | $103,200 |
| Somerset | $78,200 | $103,200 |
| Sullivan | $78,200 | $103,200 |
| Susquehanna | $78,200 | $103,200 |
| Tioga | $78,200 | $103,200 |
| Union | $78,200 | $103,200 |
| Venango | $78,200 | $103,200 |
| Warren | $78,200 | $103,200 |
| Washington | $83,500 | $110,200 |
| Wayne | $78,200 | $103,200 |
| Westmoreland | $83,500 | $110,200 |
| Wyoming | $78,200 | $103,200 |
| York | $81,850 | $108,050 |
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