USDA Loans in Oklahoma

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USDA LOAN BENEFITS IN OKLAHOMA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN OKLAHOMA
Many parts of the state of Oklahoma qualify for a USDA Loan. USDA Loans are not necessarily meant only for farms and cities with populations of less than 35,000 will qualify. Downtown areas of Oklahoma City and Tulsa are not eligible but outlying cities such as Union City, Harrah, Noble, Glenpool, Owasso, Bixby and Coweta qualify.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Oklahoma.

Income Limits for Oklahoma

County Name Family Size 1-4 Family Size 5-8
Adair $78,200 $103,200
Alfalfa $78,200 $103,200
Atoka $78,200 $103,200
Beaver $78,200 $103,200
Beckham $78,200 $103,200
Blaine $78,200 $103,200
Bryan $78,200 $103,200
Caddo $78,200 $103,200
Canadian $78,200 $103,200
Carter $78,200 $103,200
Cherokee $78,200 $103,200
Choctaw $78,200 $103,200
Cimarron $78,200 $103,200
Cleveland $78,200 $103,200
Coal $78,200 $103,200
Comanche $78,200 $103,200
Cotton $78,200 $103,200
Craig $78,200 $103,200
Creek $78,200 $103,200
Custer $78,200 $103,200
Delaware $78,200 $103,200
Dewey $78,200 $103,200
Ellis $78,200 $103,200
Garfield $78,200 $103,200
Garvin $78,200 $103,200
Grady $78,200 $103,200
Grant $78,200 $103,200
Greer $78,200 $103,200
Harmon $78,200 $103,200
Harper $78,200 $103,200
Haskell $78,200 $103,200
Hughes $78,200 $103,200
Jackson $78,200 $103,200
Jefferson $78,200 $103,200
Johnston $78,200 $103,200
Kay $78,200 $103,200
Kingfisher $78,200 $103,200
Kiowa $78,200 $103,200
Latimer $78,200 $103,200
Le Flore $78,200 $103,200
Lincoln $78,200 $103,200
Logan $78,200 $103,200
Love $78,200 $103,200
Major $78,200 $103,200
Marshall $78,200 $103,200
Mayes $78,200 $103,200
McClain $78,200 $103,200
McCurtain $78,200 $103,200
McIntosh $78,200 $103,200
Murray $78,200 $103,200
Muskogee $78,200 $103,200
Noble $78,200 $103,200
Nowata $78,200 $103,200
Okfuskee $78,200 $103,200
Oklahoma $78,200 $103,200
Okmulgee $78,200 $103,200
Osage $78,200 $103,200
Ottawa $78,200 $103,200
Pawnee $78,200 $103,200
Payne $78,200 $103,200
Pittsburg $78,200 $103,200
Pontotoc $78,200 $103,200
Pottawatomie $78,200 $103,200
Pushmataha $78,200 $103,200
Roger Mills $78,200 $103,200
Rogers $78,200 $103,200
Seminole $78,200 $103,200
Sequoyah $78,200 $103,200
Stephens $78,200 $103,200
Texas $78,200 $103,200
Tillman $78,200 $103,200
Tulsa $78,200 $103,200
Wagoner $78,200 $103,200
Washington $78,200 $103,200
Washita $78,200 $103,200
Woods $82,100 $108,350
Woodward $78,200 $103,200
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