USDA LOAN BENEFITS IN MISSOURI
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.
USDA LOAN ELIGIBILITY IN MISSOURI
To qualify for a USDA Loan, the community where you are buying your home should have less than 35,000 people. Large cities in Mimssouri such as St. Louis and Kansas City will not qualify for a USDA Loan because of their size, but many of their suburbs are excellent candidates for a USDA Loan. If you meet the income and credit guidelines, apply now to prequalify for a USDA Loan and let one of our certified USDA Loan agents do the rest of the work in determining if your home qualifies.
To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Missouri.
Income Limits for Missouri
County Name | Family Size 1 -4 | Family Size 5 – 8 |
---|---|---|
Adair | $78,200 | $103,200 |
Andrew | $78,200 | $103,200 |
Atchison | $78,200 | $103,200 |
Audrain | $78,200 | $103,200 |
Barry | $78,200 | $103,200 |
Barton | $78,200 | $103,200 |
Bates | $78,200 | $103,200 |
Benton | $78,200 | $103,200 |
Bollinger | $78,200 | $103,200 |
Boone | $85,550 | $110,100 |
Buchanan | $78,200 | $103,200 |
Butler | $78,200 | $103,200 |
Caldwell | $86,050 | $113,600 |
Callaway | $78,200 | $103,200 |
Camden | $78,200 | $103,200 |
Cape Girardeau | $78,200 | $103,200 |
Carroll | $78,200 | $103,200 |
Carter | $78,200 | $103,200 |
Cass | $86,050 | $113,600 |
Cedar | $78,200 | $103,200 |
Chariton | $78,200 | $103,200 |
Christian | $78,200 | $103,200 |
Clark | $78,200 | $103,200 |
Clay | $86,050 | $113,600 |
Clinton | $84,300 | $113,600 |
Cole | $80,500 | $106,250 |
Cooper | $78,200 | $103,200 |
Crawford | $78,200 | $103,200 |
Dade | $78,200 | $103,200 |
Dallas | $78,200 | $103,200 |
Daviess | $78,200 | $103,200 |
DeKalb | $78,200 | $103,200 |
Dent | $78,200 | $103,200 |
Douglas | $78,200 | $103,200 |
Dunklin | $78,200 | $103,200 |
Franklin | $85,700 | $113,100 |
Gasconade | $78,200 | $103,200 |
Gentry | $78,200 | $103,200 |
Greene | $78,200 | $103,200 |
Grundy | $78,200 | $103,200 |
Harrison | $78,200 | $103,200 |
Henry | $78,200 | $103,200 |
Hickory | $78,200 | $103,200 |
Holt | $78,200 | $103,200 |
Howard | $83,400 | $110,100 |
Howell | $78,200 | $103,200 |
Iron | $78,200 | $103,200 |
Jackson | $86,050 | $113,600 |
Jasper | $78,200 | $103,200 |
Jefferson | $85,700 | $113,100 |
Johnson | $78,200 | $103,200 |
Knox | $78,200 | $103,200 |
Laclede | $78,200 | $103,200 |
Lafayette | $86,050 | $113,600 |
Lawrence | $78,200 | $103,200 |
Lewis | $78,200 | $103,200 |
Lincoln | $85,700 | $113,100 |
Linn | $78,200 | $103,200 |
Livingston | $78,200 | $103,200 |
Macon | $78,200 | $103,200 |
Madison | $78,200 | $103,200 |
Maries | $78,200 | $103,200 |
Marion | $78,200 | $103,200 |
McDonald | $78,200 | $103,200 |
Mercer | $78,200 | $103,200 |
Miller | $78,200 | $103,200 |
Mississippi | $78,200 | $103,200 |
Moniteau | $78,200 | $103,200 |
Monroe | $78,200 | $103,200 |
Montgomery | $78,200 | $103,200 |
Morgan | $78,200 | $103,200 |
New Madrid | $7578,200650 | $103,200 |
Newton | $78,200 | $103,200 |
Nodaway | $78,200 | $103,200 |
Oregon | $78,200 | $103,200 |
Osage | $80,500 | $106,250 |
Ozark | $78,200 | $103,200 |
Pemiscot | $78,200 | $103,200 |
Perry | $78,200 | $103,200 |
Pettis | $78,200 | $103,200 |
Phelps | $78,200 | $103,200 |
Pike | $78,200 | $103,200 |
Platte | $86,050 | $113,600 |
Polk | $78,200 | $103,200 |
Pulaski | $78,200 | $103,200 |
Putnam | $78,200 | $103,200 |
Ralls | $78,200 | $103,200 |
Randolph | $78,200 | $103,200 |
Ray | $86,050 | $113,600 |
Reynolds | $78,200 | $103,200 |
Ripley | $78,200 | $103,200 |
Saline | $78,200 | $103,200 |
Schuyler | $78,200 | $103,200 |
Scotland | $78,200 | $103,200 |
Scott | $78,200 | $103,200 |
Shannon | $78,200 | $103,200 |
Shelby | $78,200 | $103,200 |
St Charles | $85,700 | $113,100 |
St Clair | $78,200 | $103,200 |
St Francois | $78,200 | $103,200 |
St Louis | $85,700 | $113,100 |
St Louis | $85,700 | $113,100 |
Ste. Genevieve | $78,200 | $103,200 |
Stoddard | $78,200 | $103,200 |
Stone | $78,200 | $103,200 |
Sullivan | $78,200 | $103,200 |
Taney | $78,200 | $103,200 |
Texas | $78,200 | $103,200 |
Vernon | $78,200 | $103,200 |
Warren | $85,700 | $113,100 |
Washington | $78,200 | $103,200 |
Wayne | $78,200 | $103,200 |
Webster | $78,200 | $103,200 |
Worth | $78,200 | $103,200 |
Wright | $78,200 | $103,200 |