USDA LOAN BENEFITS IN ALASKA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.
USDA LOAN ELIGIBILITY IN ALASKA
Nearly 100% of Alaska is eligible for a USDA Loan. With no money down and flexible interest rates, a USDA Loan will be sure to get you the most affordable payments for your situation. Apply now for a USDA Loan to get into the home of your dreams in the great state of Alaska.
To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Alaska.
| County | 1-4 With Road System | 5-8 With Road System | 1-4 Without Road System | 5-8 Without Road System |
|---|---|---|---|---|
| Aleutians West Census | $103,700 | $136,850 | $157,850 | $208,350 |
| Anchorage | $103,700 | $136,850 | $157,850 | $208,350 |
| Bethel Census | $103,700 | $136,850 | $157,850 | $208,350 |
| Bristol Bay Borough | $103,700 | $136,850 | $157,850 | $208,350 |
| Denali Borough | $103,700 | $136,850 | $157,850 | $208,350 |
| Dillingham Census | $103,700 | $136,850 | $157,850 | $208,350 |
| Fairbanks North Star Borough | $103,700 | $136,850 | $157,850 | $208,350 |
| Haines Borough | $103,700 | $136,850 | $157,850 | $208,350 |
| Hoonah Angoon Census | $103,700 | $136,850 | $157,850 | $208,350 |
| Juneau City and Borough | $103,700 | $136,850 | $157,850 | $208,350 |
| Kenai Peninsula Borough | $103,700 | $136,850 | $157,850 | $208,350 |
| Ketchikan Gateway Borough | $103,700 | $136,850 | $157,850 | $208,350 |
| Kodiak Island Borough | $103,700 | $136,850 | $157,850 | $208,350 |
| Lake and Peninsula Borough | $103,700 | $136,850 | $157,850 | $208,350 |
| Matanuska Susitna Borough | $103,700 | $136,850 | $157,850 | $208,350 |
| Nome Census | $103,700 | $136,850 | $157,850 | $208,350 |
| North Slope Borough | $103,700 | $136,850 | $157,850 | $208,350 |
| Northwest Arctic Borough | $103,700 | $136,850 | $157,850 | $208,350 |
| Petersburg Census | $103,700 | $136,850 | $157,850 | $208,350 |
| Prince of Wales Hyder Census | $103,700 | $136,850 | $157,850 | $208,350 |
| Sitka City and Borough | $103,700 | $136,850 | $157,850 | $208,350 |
| Skagway Municipality | $103,700 | $136,850 | $157,850 | $208,350 |
| Southeast Fairbanks Census | $103,700 | $136,850 | $157,850 | $208,350 |
| Valdez Cordova Census | $103,700 | $136,850 | $157,850 | $208,350 |
| Wade Hampton Census | $103,700 | $136,850 | $157,850 | $208,350 |
| Wrangell City and Borough | $103,700 | $136,850 | $157,850 | $208,350 |
| Yakutat City and Borough | $103,700 | $136,850 | $157,850 | $208,350 |
| Yukon Koyukuk Census | $103,700 | $136,850 | $157,850 | $208,350 |
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