When considering a loan, your interest rate is a key factor in determining your monthly payment. Rates for USDA Loans are at historic lows. With a lower rate you will be able to afford more of a home. Now is the time to take advantage of low rates.
How do USDA rates compare with other loans?
|Credit Score||Below 620||620-639||640-679||680-719||720-850|
|USDA Loans||Call for Rates||4.375%||4.25%||4.25%||4.00%|
|FHA Loans||Not Eligible||Not Eligible||4.375%||4.50%||4.25%|
|VA Loans||Not Eligible||4.50%||4.50%||4.25%||4.00%|
|Conventional Loans||Not Eligible||Not Eligible||Not Eligible||4.50%||4.00%|